Risk Manager at BIU CAPITAL LIMITED – July 2025

Risk Manager

Job Title: Risk Manager (x1)

Reports To: Head of Risk and Compliance

Employment Type: Full-Time Duties and Responsibilities

• Design, implement, and maintain a comprehensive risk management framework, policies, and procedures aligned with regulatory requirements and industry best practices.
• Identify, assess, and prioritize risks across operational, financial, credit, market, liquidity, and compliance areas.
• Develop risk mitigation strategies and action plans to minimize potential losses and ensure business continuity.
• Monitor and analyse risk exposure across the organization, ensuring timely identification of emerging risks.
• Prepare and present detailed risk reports.
• Oversee the credit risk assessment process, including the evaluation of loan portfolios and credit policies.
• Implement credit risk mitigation strategies to minimize defaults and non-performing loans (NPLs).
• Collaborate with the credit team to ensure adherence to credit risk management guidelines
• Identify and assess operational risks, including fraud, IT security, and process inefficiencies.
• Develop and implement controls to mitigate operational risks and enhance internal processes.
• Conduct regular risk assessments and audits to ensure compliance with policies and procedures.
• Provide strategic risk advice to the CEO and Board of Directors to support decision-making and business planning.
• Conduct scenario analysis and stress testing to evaluate the impact of potential risks on the organization.
• Collaborate with other departments, including finance, operations, and compliance, to ensure a cohesive approach to risk management.

Compliance Manager at BIU CAPITAL LIMITED – July 2025

Qualifications and Experience: 

• Bachelor’s degree in Finance, Accounting, Business Administration, Risk Management, or a professional qualification in a related fiend
• Minimum of 2-3 years of experience in risk management, preferably within the financial services or microfinance sector.
• Strong knowledge of regulatory requirements for microfinance institutions in Zambia, particularly those set by the Bank of Zambia.

To apply: Send to hr@biumoney.com by 4th August 2025.

Physical copies should be delivered to: The Human Resources Manager

BIU CAPITAL LIMITED

Plot No. 22 Mutende Road Woodlands

Lusaka

Deadlines for applications is 4th August 2025.